The Grocery Game

Generally, coupon-ladies freak me out.
It only happens once in a blue moon, but waiting in line behind that resolute woman with an alphabetized, bursting plastic coupon wallet has always made me roll my eyes and wonder what possesses her to be so anal as to cut out and treasure every little $0.30 discount and [...]

How to spot a job scam

“Work from home! Part-time! Make $9,000 a month!
I put my resume on Careerbuilder.com 3 days ago, and it’s a good thing I did. To my surprise it appears my “no experience necessary” at-home keyboard poking skills are worth a whopping $365,000 to a whole lot of people. Wow! Why did I even go to school? [...]

Buyers Beware: Online Reviews

This post was written by Joe Lazauskas, Contributing Writer on August 24, 2009
Posted Under: Consumer Protection | Comments

The culture of reviews has changed in the internet age. Chances are, if you’re looking for an expensive new camera, you’re not going to run out and peruse MIT’s Technology Review.
Instead, you’re going to look at the reviews on Amazon.com. I know I would. Amazon’s like a cultish magic answer box. In a click, you [...]

Yo, Obama, the banks are already regulated

This post was written by Natalie Rix, Contributing Writer on August 21, 2009
Posted Under: Finance News | Comments

Sheila Bair thinks we’ve already got enough bank regulation.
In the debate over a Consumer Financial Protection Agency, we’ve heard from the Obama Administration— in the form of a 150-page proposal for the agency.
And we’ve heard from the bankers. Their extensive lobbying against the Agency’s creation is delaying its passage through Congress.
But what do [...]

Your most confusing personal finance experience

This post was written by elisa cundiff, outreach coordinator on August 19, 2009
Posted Under: Finance Books | Comments

Share it with us!
Life is full of personal finance decisions, from getting your first credit card to drafting your will.
We want to hear from you about a time in your life when making a finance related choice was downright confusing.

A bank might have been intentionally misleading
You might have felt poorly prepared to make the decision
Or maybe you [...]

Fair Debt Collection Practices Act – Know your rights

This post was written by Joe Lazauskas, Contributing Writer on August 17, 2009
Posted Under: Consumer Protection | Comments

Read this before you speak to a debt collector, or call a debt consolidation company.
I watch a lot of late night TV. When Futurama comes on at 2 AM, the commercials become strange.
The ads no longer aim to convince me that a computerized lizard can save me 15% on my car insurance or that [...]

Money advice from an English teacher

This post was written by chris aviles, copy editor on August 14, 2009
Posted Under: Consumer Protection | Comments

I am an English teacher. Like most English teachers, I hate math. I hate math because it is both immutable and not something I’m good at. In my class math is known as witchcraft, and is banned in my room.
And yet, without fail, I find myself having to teach a math lesson at least twice [...]

Debt collection from the dead

This post was written by Stephanie Cuellar Butler, Contributing Writer on August 13, 2009
Posted Under: Consumer Protection | Comments

Who is responsible for debts when a relative dies?
There exists an elite group, gleaned out from among the namby-pamby, trained in interactions with the grieving and, most importantly, adept at debt collection from the dead.

Quit smoking cigarettes and become a millionaire

This post was written by michael boufford, engineer on August 12, 2009
Posted Under: Better Spending Habits | Comments

Sixteen days ago I announced my long-overdue decision to quit smoking cigarettes. One of Thrive’s cofounders, Avi Karnani, marched up to the board, drew a box, and scribbled the following:

Days Mike Has Been Cig Free
1 day
$10 saved so far

…sixteen days later, the box now looks like this:

“Cash for Clunkers”: Is it really making a difference?

This post was written by Hadley Franklin, Contributing Writer on August 10, 2009
Posted Under: Debt be gone | Comments

The only thing journalists and bloggers all agree on about the “Cash for Clunkers” program is its wild popularity.
In just one week, the $1 billion in funding was nearly drained as thousands rushed to their car dealerships to trade in their old cars for new, more fuel-efficient models.
While there is still no assurance of continued [...]

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