Envelope budgeting: The world’s simplest (almost fun) budget

Happy 2010!
Did you know that gaining control of finances consistently ranks right next to “lose weight” on surveys of the most common New Year’s resolutions?
Something else weight loss goals and financial-health goals have in common: almost no one keeps them because reaching toward them sucks. It takes energy and commitment.
But, good news! There’s a [...]

It’s all in your head: How to avoid recession obesity

Did you know that Retail Therapy and Comfort Food have a lovechild?

Women have a reputation for using “retail therapy” after a hard day (or week, or year), and both sexes are known to use high-fat comfort foods to soothe the soul; but did you know that Retail Therapy and Comfort Food have a lovechild?
His name [...]

Dodge impulse buys and save big bucks

This post was written by Anna Sowa, Contributing Writer on November 23, 2009
Posted Under: Better Spending Habits | Comments

My friends and I joke that holiday shopping is more about buying fabulous presents for ourselves than buying for others. Sure, we set out with lists and budgets, but being so deep in the holiday sales makes it easy to stray.
Recession or no recession, impulse purchases are the bane of the financially frugal, especially when [...]

Don’t get too personal: a look at borrowing money from friends and family

This post was written by Stephanie Cuellar Butler, Contributing Writer on October 23, 2009
Posted Under: Debt be gone, Psychology of Finance | Comments

Make no mistake: Borrowing from friends and family is tricky business.
At first glance it seems like the perfect situation: They love you. They’re more likely to sympathize with your need than a bank; and you’ll definitely pay the money back.
But imagine a trip to the mailbox. You mindlessly open the door and pull out a [...]

5 Ways the Credit Card Act will Affect You

This is a guest post from financial expert Manisha Thakor.  Manisha is a rising voice in the area of women & money. If you want to get inspired about money management, make sure to visit Manisha’s website where you can sign up for her “Manisha’s Money Musings” blog.  She welcomes reader questions, so don’t hesitate [...]

Budgeting for a baby

You’ve heard it said that having a baby is “the most natural thing in the world,” but I feel strongly the most natural thing in the world should be free, like sunshine or a light breeze. Both are delightfully natural, both are free.
As it turns out, the only thing free about bringing a little one [...]

50% of Your Lifetime Income Will Be Spent Here

This post was written by elisa cundiff, outreach coordinator on October 9, 2009
Posted Under: Better Spending Habits, Cheap Living Tips | Comments

This is a guest post from financial expert Manisha Thakor.  Manisha is a rising voice in the area of women & money. If you want to get inspired about money management, make sure to visit Manisha’s website where you can sign up for her “Manisha’s Money Musings” blog.  She welcomes reader questions, so don’t hesitate [...]

How much is that doggie in the window, annually?

I have a small child. My husband and I are astounded by how quickly he grows…algae. Yeah, my kid is a little turtle named Duck Puppet. I know this sounds sick, but we got him because he was super cute and tiny, and based on friends’ stories about his short-lived cousins we didn’t think expect [...]

Shopping for a credit card? Read the fine print.

This post was written by Anna Sowa, Contributing Writer on October 5, 2009
Posted Under: Better Spending Habits, Debt be gone | Comments

It might be hard to think back on that very first credit card you got. For many, that was where our credit histories began – but what, exactly, does the perfect credit card look like?
Whether you are a novice or long-time credit-card user, it helps to understand the fine print and shop with some regulations.
First [...]

Scambaiting and Scam Avoidance

This post was written by Joe Lazauskas, Contributing Writer on September 25, 2009
Posted Under: Better Spending Habits, Consumer Protection | Comments

My nana is a brilliant woman: she was one of the few women at NYU in the 40’s, held jobs in the early heydays of advertising, and then worked diligently for public welfare in NYC for thirty years.
Nearly eighty, she’s still sharp, and, even though she’s far swifter with the internet than my mom, she’s [...]

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