This is a guest post from financial expert Manisha Thakor. Manisha is a rising voice in the area of women & money. If you want to get inspired about money management, make sure to visit Manisha’s website where you can sign up for her “Manisha’s Money Musings” blog. She welcomes reader questions, so don’t hesitate to [...]
Q: What do Walt Disney and credit reports have in common?
A: Both of them may be frozen! One hidden under “The Pirates of the Caribbean,”” and the other with each of the top credit reporting agencies.
OK, Walt Disney probably isn’t frozen, but did you know you can protect yourself from identity theft by freezing your [...]
One of the first realities that you will face as a young professional entering the work force is the wall of paperwork associated with starting a new job. And if you are among the majority, you won’t know the first thing about how to fill out these documents, many of which will determine your financial [...]
Have you been gathering up courage, toes at the water’s edge, to dive into the rough waters of stock market investing?
Or maybe you have to giggle when your bank savings account shows a monthly interest payment that’s less than your monthly allowance as a kid.
On the other hand maybe you need a loan but don’t [...]
You’ve heard a lot about the possible health care reform and what it might change as far as our expectations of the government’s role in our lives; but let’s breakdown some of the things you may miss in the news.
The many faces of Bill
In all the heated debate about the principles behind the possible reform, [...]
A few timid people, who fear progress, will try to give you new and strange names for what we are doing. Sometimes they will call it ‘fascism,’ sometimes ‘communism,’ sometimes ‘regimentation,’ sometimes ’socialism.’ But, in so doing, they are trying to make very complex and theoretical something that is really very simple and very practical.
Among [...]
It’s not personal, it’s strictly business; but within the year you may notice some significant changes your relationship with the bank.
“We’ve known each other many years, but this is the first time you ever came to me for counsel or for help. You never wanted my friendship. And, uh, you were afraid to [...]
Amid the contentious buzz over the new Consumer Financial Protection Agency, another potential regulation has been all but forgotten by the mainstream media.
If Obama’s proposed regulatory overhaul is passed, the states may have preemption over federal laws when it comes to banks.
This would mean that the states, and not the government, would have the final [...]
At twenty-two and fresh out of college, I decided to buy my first house.
Thanks to the First Time Home Buyers program in New Jersey, I was able to get a fixed 5.625% mortgage, a full point lower than the average back then, for 30 years and only had to put 7% down.
I was living the [...]
Sheila Bair thinks we’ve already got enough bank regulation.
In the debate over a Consumer Financial Protection Agency, we’ve heard from the Obama Administration— in the form of a 150-page proposal for the agency.
And we’ve heard from the bankers. Their extensive lobbying against the Agency’s creation is delaying its passage through Congress.
But what do [...]