Simple savings on your cell phone

This post was written by Anna Sowa, Contributing Writer on January 18, 2010
Posted Under: Uncategorized | Comments

The idea seemed smart at first – lose the land line for a cellular phone.
For years, I used my mobile phone for all my telephone needs, insisting it was a simple budgeting trick that would save me a few bucks. After all, nearly everyone else I knew was doing this. And then my bill started [...]

Envelope budgeting: The world’s simplest (almost fun) budget

Happy 2010!
Did you know that gaining control of finances consistently ranks right next to “lose weight” on surveys of the most common New Year’s resolutions?
Something else weight loss goals and financial-health goals have in common: almost no one keeps them because reaching toward them sucks. It takes energy and commitment.
But, good news! There’s a [...]

Choosing a quality charity

This post was written by Stephanie Cuellar Butler, Contributing Writer on December 21, 2009
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What if Tiny Tim was actually a perfectly healthy and mobile child, but his parents pimped him out as an endearing charity case?

What if Tiny Tim was actually a perfectly healthy and mobile child, but his parents pimped him out as an endearing charity case suffering from … I don’t know what (but here are [...]

A math-lite approach to finances

Do word problems and on-the-spot equations make you queasy? Maybe you’re otherwise very intelligent, but can’t seem to figure out whether it’s cheaper to buy two ½ gallons of milk or one whole gallon this week. My friends in education have told me that most students who hate math aren’t actually bad at it; they’re [...]

How your W-4 can cost you

This post was written by Anna Sowa, Contributing Writer on October 21, 2009
Posted Under: Employment Help, Finance News, Start Saving, Uncategorized | Comments

One of the first realities that you will face as a young professional entering the work force is the wall of paperwork associated with starting a new job. And if you are among the majority, you won’t know the first thing about how to fill out these documents, many of which will determine your financial [...]

401(k): solution to unmanageable debt?

This post was written by Anna Sowa, Contributing Writer on October 2, 2009
Posted Under: Consumer Protection, Debt be gone, Uncategorized | Comments

It is a thought creeping into more and more consumers’ heads: how am I going to get beyond all my high-interest consumer debts?
Many might not realize that they can borrow from their 401(k) plans to pay off these higher-interest debts, although financial experts disagree about whether or not this is a smart idea.
According to a [...]

Make your wallet say “thank you”: How manners pay off

When grown men shout accusations in the middle of presidential addresses, or jump on stage during someone’s acceptance speech to slur that another person deserved the award—well, it’s a good time for a little chat about manners.
Don’t underestimate the power of polite behavior on the road and in the workplace. What if a brush up [...]

Consumer Protection vs. Product Innovation

This post was written by Natalie Rix, Contributing Writer on August 7, 2009
Posted Under: Uncategorized | Comments

Which is more important in a struggling economy, financial product innovation or consumer protection?
This is the question at the core of the debate over Obama’s proposed financial regulations, which includes the creation of the Consumer Financial Protection Agency, or CFPA
In the words of Treasury secretary Timothy Geithner, the proposed agency “will have only one [...]

Protect Loved Ones From Scams

This post was written by Stephanie Cuellar Butler, Contributing Writer on July 31, 2009
Posted Under: Uncategorized | Comments

“If it sounds too good to be true, it probably is.”
Ah, the gentle, perennial guidance of every sitcom-dad since “The Brady Bunch.”
Despite the fact that Americans watch an average of four hours of TV a day, it seems solid sitcom-dad advice is going unheeded: The Federal Trade Commission says 30.2 million Americans are falling prey [...]

A Lesson In Interest: What I Wish I’d Known Before I Bought A Car

This post was written by elisa cundiff, outreach coordinator on July 27, 2009
Posted Under: Uncategorized | Comments

This is a guest post from Tim Manni.  Tim’s Financial News blog HSH, is another great place to find useful money help on a variety of topics.
You know how the saying goes, “you live and you learn.” Unfortunately, when it comes to your finances, those lessons tend to “hurt” the most. I learned several financial [...]

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