Credit Card Debt

Articles about paying down and staying out of credit card debt and finding the right credit card

Credit Card Debt Basics

Credit Card Debt
The average college student will graduate with $2700 of plastic debt and the average American family carries around an $8,000 balance on their cards! Here’s a list of tips and advice to help you pay down your credit card debt.

Seven Steps to Getting out of Debt
This post is courtesy of the LendingTree.com Smart Borrower Center
Here’s a list of seven steps to help reduce your debt and pay it off fast.

Credit Basics
This post is courtesy of the LendingTree.com Smart Borrower Center
Once you graduate from college and have some financial independence, it is important to learn the keys to managing your credit.

Establishing Credit As A Young Adult
The following are a few ways for high school and college bound students to establish a credit history that would make mom and dad proud.

One Money Saving Call
Most credit card holders have recently been hit with higher interest rates and lower available credit. Try our script when calling your credit card company to sort things out.

Credit Repair Letter
Credit Report agencies are not required to prove the items on your report unless you dispute them. Try our tips when writing your dispute letter if you find an error on your credit report.

Finding the Right Credit Card

Shopping For A Credit Card? Read the Fine Print
Whether you are a novice or long-time credit-card user, it helps to understand the fine print and shop with some regulations. Check our list of six things to keep in mind when choosing a credit card.

Say “NO!” to Store Credit Cards
Store credit cards ARE NOT like other credit cards. Even if you pay off all of those cards on time, you’re still going to end up hurt because the application process for store credit cards damages your credit score.

The Paradox of Choice
Does having too many credit card options get in the way of applying for any card at all?