The idea seemed smart at first – lose the land line for a cellular phone.
For years, I used my mobile phone for all my telephone needs, insisting it was a simple budgeting trick that would save me a few bucks. After all, nearly everyone else I knew was doing this. And then my bill started [...]
You’ve heard it said that having a baby is “the most natural thing in the world,” but I feel strongly the most natural thing in the world should be free, like sunshine or a light breeze. Both are delightfully natural, both are free.
As it turns out, the only thing free about bringing a little one [...]
Mortgages, pension plans, joint filings -it’s a whole new world out there. Are you prepared for it? If you are like most Americans, chances are the answer is no.
Advice on being financially savvy varies, but most professionals agree on one thing: Americans need a financial reality check. Check out this brief introduction to seven important [...]
It’s been proven: credit cards make you spend more money.
This is because whenever we decide to buy something, there are actually two parts to the transaction, consumption (which we enjoy) and payment (which we really really don’t).
Normally, when we’re paying with cash, consumption and payment are closely tied together, so that while we do enjoy [...]
Imagine that you are planning to purchase an item for $10. The ever-popular titanium spork, for example. Then you find out that by going an extra five blocks out of your way, you can get it for half price. Would you walk five blocks to get $5 off a $10 item?
New purchase. [...]