Simple savings on your cell phone

This post was written by Anna Sowa, Contributing Writer on January 18, 2010
Posted Under: Uncategorized | Comments

The idea seemed smart at first – lose the land line for a cellular phone.
For years, I used my mobile phone for all my telephone needs, insisting it was a simple budgeting trick that would save me a few bucks. After all, nearly everyone else I knew was doing this. And then my bill started [...]

Budgeting for a baby

You’ve heard it said that having a baby is “the most natural thing in the world,” but I feel strongly the most natural thing in the world should be free, like sunshine or a light breeze. Both are delightfully natural, both are free.
As it turns out, the only thing free about bringing a little one [...]

401(k): solution to unmanageable debt?

This post was written by Anna Sowa, Contributing Writer on October 2, 2009
Posted Under: Consumer Protection, Debt be gone, Uncategorized | Comments

It is a thought creeping into more and more consumers’ heads: how am I going to get beyond all my high-interest consumer debts?
Many might not realize that they can borrow from their 401(k) plans to pay off these higher-interest debts, although financial experts disagree about whether or not this is a smart idea.
According to a [...]

Free checking sleeps with the fishes, but banks “can offer you protection”

This post was written by Stephanie Cuellar Butler, Contributing Writer on September 8, 2009
Posted Under: Consumer Protection, Finance News | Comments

It’s not personal, it’s strictly business; but within the year you may notice some significant changes your relationship with the bank.
“We’ve known each other many years, but this is the first time you ever came to me for counsel or for help. You never wanted my friendship. And, uh, you were afraid to [...]

Your most confusing personal finance experience

This post was written by elisa cundiff, outreach coordinator on August 19, 2009
Posted Under: Finance Books | Comments

Share it with us!
Life is full of personal finance decisions, from getting your first credit card to drafting your will.
We want to hear from you about a time in your life when making a finance related choice was downright confusing.

A bank might have been intentionally misleading
You might have felt poorly prepared to make the decision
Or maybe you [...]

Personal Finance 101

This post was written by chris aviles, copy editor on June 12, 2009
Posted Under: Better Spending Habits, Debt be gone | Comments

Mortgages, pension plans, joint filings -it’s a whole new world out there. Are you prepared for it? If you are like most Americans, chances are the answer is no.
Advice on being financially savvy varies, but most professionals agree on one thing: Americans need a financial reality check. Check out this brief introduction to seven important [...]

$1,000 in 30 days?!?

This post was written by matt wallaert, lead scientist on November 3, 2008
Posted Under: Better Spending Habits, Psychology of Finance | Comments

There is a lot of chatter on the personal finance blogs about I Will Teach You To Be Rich’s new challenge, where they are trying to give you tips to save $1,000 dollars in 30 days. I was really glad to see them acknowledge that even if you don’t make it all the way, [...]

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