The idea seemed smart at first – lose the land line for a cellular phone.
For years, I used my mobile phone for all my telephone needs, insisting it was a simple budgeting trick that would save me a few bucks. After all, nearly everyone else I knew was doing this. And then my bill started [...]
You’ve heard it said that having a baby is “the most natural thing in the world,” but I feel strongly the most natural thing in the world should be free, like sunshine or a light breeze. Both are delightfully natural, both are free.
As it turns out, the only thing free about bringing a little one [...]
It is a thought creeping into more and more consumers’ heads: how am I going to get beyond all my high-interest consumer debts?
Many might not realize that they can borrow from their 401(k) plans to pay off these higher-interest debts, although financial experts disagree about whether or not this is a smart idea.
According to a [...]
It’s not personal, it’s strictly business; but within the year you may notice some significant changes your relationship with the bank.
“We’ve known each other many years, but this is the first time you ever came to me for counsel or for help. You never wanted my friendship. And, uh, you were afraid to [...]
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Life is full of personal finance decisions, from getting your first credit card to drafting your will.
We want to hear from you about a time in your life when making a finance related choice was downright confusing.
A bank might have been intentionally misleading
You might have felt poorly prepared to make the decision
Or maybe you [...]
Mortgages, pension plans, joint filings -it’s a whole new world out there. Are you prepared for it? If you are like most Americans, chances are the answer is no.
Advice on being financially savvy varies, but most professionals agree on one thing: Americans need a financial reality check. Check out this brief introduction to seven important [...]
There is a lot of chatter on the personal finance blogs about I Will Teach You To Be Rich’s new challenge, where they are trying to give you tips to save $1,000 dollars in 30 days. I was really glad to see them acknowledge that even if you don’t make it all the way, [...]